County Privacy See having Residents regarding California, Texas, Connecticut, Montana, Oregon, Colorado, Utah, and you may Virginia

It Privacy Notice To possess Customers Out of California, Texas, CONNECTICUT, MONTANA, OREGON, Texas, UTAH, and VIRGINIA (“Notice”) drugs all the information within the Privacy policy of the Government Financial Mortgage Company (“Freddie Mac,” “we,” “us,” otherwise “our”) and applies entirely to people those who have consumer confidentiality liberties underneath the following the rules (“consumers” or “you”): the fresh new Ca Consumer Privacy Operate out of 2018, since the amended because of americash loans Cullomburg AL the California Confidentiality Liberties Act (to each other “CCPA”), the latest Colorado Confidentiality Operate (“CPA”), this new Connecticut Data Privacy Work (“CTDPA”), the brand new Montana User Study Confidentiality Act (“MTCDPA”), new Oregon User Research Privacy Operate (“OCDPA”), the new Colorado Research Confidentiality and you will Safeguards Work (“TDPSA”), brand new Utah User Confidentiality Act (“UCPA”) in addition to Virginia Consumer Analysis Defense Operate (“VCDPA”).

Concept of Personal information

We assemble particular “personal data” from customers. To possess purposes of that it see, information that is personal try advice you to definitely relates to, means, relates to, is reasonably able to be regarding the, otherwise you’ll relatively getting connected, myself or indirectly, having a specific user or domestic.

“Sensitive personal information” are good subcategory away from personal data. It offers information you to reveals a consumer’s racial or cultural resource, religion, intellectual otherwise physical health history otherwise position, sex existence otherwise sexual orientation, citizenship, otherwise immigration status, genetic otherwise biometric research familiar with select just one, precise geolocation analysis, and research out-of a baby. Freddie Mac simply process sensitive private information of users because enabled from the state law.

Just what Information that is personal I Collect

The majority of the non-public suggestions one to Freddie Mac computer collects and operations are exempt off condition law conditions. For example, information that is personal that we gather to the to get and you may securitizing home-based mortgages out-of loan providers isn’t subject to the newest legal rights described inside see. The personal recommendations i collect and you can techniques perhaps not subject to a keen exception is actually placed in the table below. As you opinion this new table please note:

• Certain personal data found in you to definitely classification get overlap with other groups.
• We do not knowingly promote otherwise share the personal suggestions of consumers not as much as 16 yrs . old.

Types of Provide

• regarding the companies of which i purchase or envision to order loans (our “customers”) otherwise its representatives, from our loan maintenance agencies and you will from our suppliers within the contact with the acquisition and securitization off loans and resecuritization and you can sale of such securities.
• from our Supplier/Servicers or other entities you to sell otherwise attempt to offer all of us mortgages or to have you securitize the mortgages.
• away from credit bureaus or other suppliers exactly who provide borrowing from the bank or other background details about anybody to own credit and homework motives.
• away from you after you provide it to help you you (e.g., for which you e mail us via email address otherwise cell, otherwise by the other setting) and you can from your own craft towards the our very own website (such as, away from articles through all of our site sites or out of immediately gathered site usage facts).
• regarding consumers and you can loan applicants.
• of third parties off who we obtain products or services.

How exactly we Use Information that is personal

• To get to know a consult otherwise match the reason behind that info is given. Such as, when the a mortgage broker provides us that have personal information managed for all of us to consider to order a loan, we explore one information to evaluate the borrowed funds and you will, whenever we purchase it, to help you solution they and you can securitize they.
• Concerning the things associated with to acquire mortgage loans, securitizing all of them, and you can offering the fresh ties (our very own supplementary ple, i have fun with personal data to check funds that people are considering to order or encouraging and also to screen the brand new performance of loans you to i own or be certain that. Because a unique example, we use this information to check the worth of properties collateralizing these finance and expect default.